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	<title>Second Mortgage Loans Direct</title>
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	<link>http://www.secondmortgagesdirect.com/blog</link>
	<description>Free Second Mortgage Lending Service Online</description>
	<lastBuildDate>Mon, 04 Oct 2010 15:44:26 +0000</lastBuildDate>
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		<title>Comparing Second Mortgages to Credit Card Rates</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/10/comparing-second-mortgages-to-credit-card-rates/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/10/comparing-second-mortgages-to-credit-card-rates/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 15:44:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage Tips]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=59</guid>
		<description><![CDATA[When consolidating debt, we recommend considering second mortgage loans versus using a credit card. A mortgage carries simple interest and the credit cards use compounding interest that can put you in debt quickly.  An equity loan or second mortgage is a fixed rate loan or a variable rate line of credit that is in second [...]]]></description>
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		<title>HFA offers North Carolina Second Mortgage Assistance</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/08/hfa-offers-north-carolina-second-mortgage-assistance/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/08/hfa-offers-north-carolina-second-mortgage-assistance/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 20:40:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage News]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[North Carolina Mortgage]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=50</guid>
		<description><![CDATA[Millions of Americans are looking for better paying jobs but many North Carolina homeowners have been struggling in 2010 more than ever.  Second mortgage foreclosure rates continue to rise but many homeowners are hopeful that mortgage help is on the way with government relief.   North Carolina residents have been applying for first and second mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Negotiating Second Mortgage Relief</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/07/negotiating-second-mortgage-relief/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/07/negotiating-second-mortgage-relief/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 22:30:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage News]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>
		<category><![CDATA[second mortgage relief]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=47</guid>
		<description><![CDATA[Many homeowners seeking a mortgage refinance or a loan modification have been hindered because of their second mortgage loan.  Many borrowers looking to lower their payments with fixed home refinancing solutions are frequently denied because their 2nd mortgage raises their combined loan to value level beyond the threshold allowed for refinancing.  Even people pursuing loan [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Arizona Gets $125 Million in Second Mortgage Relief</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/06/arizona-gets-125-million-in-second-mortgage-relief/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/06/arizona-gets-125-million-in-second-mortgage-relief/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 03:29:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>
		<category><![CDATA[Second Mortgage Updates]]></category>
		<category><![CDATA[second mortgages]]></category>
		<category><![CDATA[second liens]]></category>
		<category><![CDATA[second mortgage loans]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=39</guid>
		<description><![CDATA[Second mortgage defaults have been troubling lenders in Western states like Arizona, California and Nevada.  Many borrowers got in over their heads taking out second mortgage loans for home improvements and buying things they could not afford.  As property values dropped second mortgage defaults soared.  Some lenders offered second mortgage modifications and some simply wrote [...]]]></description>
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		<title>Banks See Poor Second Mortgage Loan Performance</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/06/banks-see-poor-second-mortgage-loan-performance/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/06/banks-see-poor-second-mortgage-loan-performance/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 16:11:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage Tips]]></category>
		<category><![CDATA[Home Equity News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>
		<category><![CDATA[Second Mortgage Updates]]></category>
		<category><![CDATA[100% financing]]></category>
		<category><![CDATA[Second Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=37</guid>
		<description><![CDATA[The second mortgage defaults continue to rise. A few years ago borrowers were using second mortgages or home equity loans to consolidate credit card debt.  They were also used to heavily in purchase mortgage transactions in order to avoid mortgage insurance.  80-20 loans were the no money down loan combinations that enabled borrowers to get [...]]]></description>
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		<title>Obama Second Mortgage Loan Modification Plan Failing</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/05/obama-second-mortgage-loan-modification-plan-failing/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/05/obama-second-mortgage-loan-modification-plan-failing/#comments</comments>
		<pubDate>Tue, 25 May 2010 11:59:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Home Equity News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[no equity loan modification]]></category>
		<category><![CDATA[Second Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=34</guid>
		<description><![CDATA[It’s been year since Obama administration announced a revolutionary plan to aid almost 2 million distressed homeowners modify their second mortgage loans, yet not one homeowner has received mortgage relief.  The Huffington Post reported that the second mortgage relief program has failed as part of the administration&#8217;s $75 billion anti-foreclosure initiative.  This plan was supposed [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home Loan Defaults Drop while Credit-Card Defaults Rise</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/05/home-loan-defaults-drop-while-credit-card-defaults-rise/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/05/home-loan-defaults-drop-while-credit-card-defaults-rise/#comments</comments>
		<pubDate>Thu, 20 May 2010 13:09:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Loan Articles]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=32</guid>
		<description><![CDATA[A U.S. central bank official said Tuesday that the Federal Reserve is unlikely to hike mortgage rates any time soon given what is likely to be a slow move out of recession.  Default rates for first and second mortgage loans declined in April from March but rose for the third month in a row for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Second Mortgage Loan Programs 2010</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/03/second-mortgage-loan-programs-2010/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/03/second-mortgage-loan-programs-2010/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 23:26:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage Tips]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Second Mortgage Updates]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=30</guid>
		<description><![CDATA[Reuters reported that second mortgage loans defaults rose again last quarter.  The 2nd mortgage defaults have made such an impact that borrowers can no longer get second mortgages for cash out or consolidating credit card debt unless they have great credit and at least 25% available home equity have the new loan is factored into [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bank of America Signs Contract for Second Mortgage Modifications</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/01/bank-of-america-signs-contract-for-second-mortgage-modifications/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/01/bank-of-america-signs-contract-for-second-mortgage-modifications/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 05:08:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[2nd Mortgage Tips]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Second Mortgage Modification]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home Affordable Refinance Program.]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=28</guid>
		<description><![CDATA[Bank of America announced on January 26 that it is the first mortgage servicer to sign an agreement committing them to participation in the next phase of the U.S. government&#8217;s Home Affordable Modification Program (HAMP) which is aimed at resolving problems with struggling homeowners who have more than one mortgage on their home.  A continuing [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Second Mortgage Defaults Soar</title>
		<link>http://www.secondmortgagesdirect.com/blog/2010/01/second-mortgage-defaults-soar/</link>
		<comments>http://www.secondmortgagesdirect.com/blog/2010/01/second-mortgage-defaults-soar/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 05:10:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bryan Dornan Quotes]]></category>
		<category><![CDATA[Home Equity News]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[second mortgage]]></category>
		<category><![CDATA[Bryan Dornan]]></category>

		<guid isPermaLink="false">http://www.secondmortgagesdirect.com/blog/?p=26</guid>
		<description><![CDATA[Second mortgage defaults have sky-rocketed again.  The foreclosures, loan modifications and 1st mortgage delinquencies certainly have not helped the second mortgage payment records.  The 2nd mortgage delinquencies seem to break records each quarter, so there is no reason to believe the second mortgage defaults will slow down.  According to mortgage executive, Bryan Dornan, &#8220;The housing [...]]]></description>
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		<slash:comments>0</slash:comments>
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